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As of the newest associated Closing Day, no HELOC was a student in its Installment Months

As of the newest associated Closing Day, no HELOC was a student in its Installment Months (ww) Ability to Pay. Notwithstanding anything to the contrary set forth in this Agreement, on and after (or such later date as set forth in the relevant regulations), prior to the origination of each HELOC, the originator made a reasonable and good faith determination that the Mortgagor had a reasonable ability to repay the loan according to its...

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