When you are enlisted no less than half-amount of time in an eligible degree system within one of several universities the following, this option is actually for your. If you do not visit your college or university here, check out the Flex Scholar Mortgage web page!

Take note you to definitely Exec Studies apps provided through HBS and HKS, and you will programs given by way of HBS On line are not entitled to money within the Harvard Scholar or Flex Scholar Financing software.

A relationship you can trust.

Harvard FCU are proud to offer good mortgage options for Harvard graduate students. We try and make your own time on Harvard be concerned-totally free, by the helping to satisfy their funding means and you will simplifying the loan repayment processes. You run your own degree, and we’ll be around to treat debt fears!

Note: You really need to simply apply for financing you intend to acquire. Harvard FCU notifies the brand new Harvard School funding Workplace of any programs acquired, and they can get assume new disbursement away from finance. Should you have most other money to cover your training, and want to track down monetary certification, you’ll discover a great Harvard FCU savings account from another location. To own advice, please go to

Financing Limitations

Harvard Company School Restrict amount borrowed is the price of attendance smaller other support obtained (maybe not surpassing $90,000 per year) Mutual degree candidates: HBS certifies loans predicated on HBS policy for informative terminology whenever HBS decides your financial aid plan

Note: While making an application for investment following the instructional seasons has actually ended, excite get in touch with brand new School funding Office prior to distribution your application to determine the qualifications.

Secret Enjoys

Competitive repaired rates options 0.25% rate of interest cures for automatic continual repayments No cosigner expected (0.25% interest cures having certified cosigner) Instant conditional recognition Complete deferment while enlisted about half of-time in a great Harvard College or university scholar system 9-month grace months No prepayment penalties U.S. savings account included with loan (at the no extra prices) Much easier financing closing cities through the Harvard College or university campuses Harvard FCU funds qualify for JD LIPP, subject to LIPP assistance, and other Harvard LRAP software (10 seasons loan name required)

Conditions and terms Pertain. So you’re able to be considered, a debtor should be approved for the or enrolled at an eligible Harvard graduate college at least 1 / 2 of-time, and should see every called for underwriting and document standards. Youre an eligible home-based borrower while you are a great You.S. Resident otherwise permanent citizen. All of the worldwide individuals need certainly to ticket an enthusiastic OFAC screening, and applications will never be accepted out-of citizens otherwise residents out of OFAC approved countries.

step 1. Rate of interest & Annual percentage rate. Their interest rate is dependent on the definition of alternative you choose. You are able to found a diminished speed in the event the a qualified cosigner is with the the job. Brand new Annual percentage rate assumes on youre signed up having forty-eight days, has actually a 9 day grace months in advance of installment initiate, in addition to low rates is the reason that have a professional cosigner relevant together with your mortgage. Attract are energized each and every day throughout the life of the mortgage, beginning the original time of disbursement, while in the school, because of any elegance otherwise deferment period, and ending when the loan are paid in full. You’re not expected to paying the your loan if you find yourself subscribed to college and throughout your grace several months, but you makes prominent and you can notice costs any time. Harvard FCU does not take on dominant just costs. Every fee try earliest used on fees, interest, immediately after which principal. Data try estimates merely. Actual costs and loan places in Middletown you will commission guidance may differ established applicable terms and conditions.