Skopje, six th (MIA) Demand for this new Pick property Pick an apartment Endeavor rather improved after the Reasonable because of it Venture, which was held in the period 24 th October twenty-eight th October. It describe the procedure for submission application is simple, also it boasts three measures.

Lender collects these types of data from the candidate and you can confirms if he/she actually is eligible for acquiring the financing, and after they forwards the brand new respective data files into Ministry of Loans, Bilbilovska told you

We could explain the means of submission app on the Buy a house Buy an apartment Opportunity, within the three methods and if you’re well informed, you will comprehend it is actually a very simple processes. 1st step is actually looking a condo otherwise house or a great deal to have domestic. Next action is dealing with one of many 8 banking companies using regarding the Project and you will fill in the mandatory data, as the third step is one of the Ministry out-of Fund, that as being the getting from choice for giving the subsidy, and the new candidate cues financing contract for the particular bank, Ivana Bilbilovska, Representative of your own Ministry away from Financing, said.

After researching the fresh documents on the Financial, the new Ministry’s Commission explores all of them and is located at decisionmission says to the bank so it approved new subsidy, right after which the financial institution stops Financing Arrangement on credit applicant

As for the starting point, Bilbilovska demonstrates to you that the requirements is for the latest apartment or the family are an alternate building and for the rates maybe not to help you go beyond EUR 900 per square meter. Person distribution app on the Purchase a property Get a condo Enterprise is finish Preliminary Contract for the contractor or if perhaps he/she generates a house, he/she ought to provide construction and you can technical files.

The second action is for the resident to handle certainly one of new seven finance companies, included in the Buy a home Purchase an apartment Endeavor, i.elizabeth. Stopanska banka Skopje, Stopanska banka Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you can Prokredit banka. Aided by the Original Contract to have a condo or property, the fresh people would be to yield to the financial institution their/their particular ID, full-time work certification, certificate for the past six reduced salaries and report, affirmed by notary social, you to definitely when you look at the earliest 5 years of one’s repayment period, they are going to none sell this new flat or perhaps the domestic, neither rent or put them not as much as 2nd financial.

Third step is reaching decision from the Ministry regarding Financing. The Percentage when you look at the Ministry from Financing fits at least one time inside 45 weeks, and you may, if necessary, over and over again.

If you don’t get home or the domestic where you real time has been too little available and you also want it a bigger you to definitely while your propose to simply take a casing loan, than simply Purchase a house Buy an apartment Project, is truly a good chance therefore. Fund offered by Ministry away from Funds can be found in a questionnaire regarding good subsidies that can reach up to https://paydayloanalabama.com/axis/ EUR 14,000, and interest rate is really lowest and you can quantity to 3.95% in the 1st three years and cuatro.44% throughout the fourth and you will fifth 12 months for the design: payment when purchasing a condo otherwise subsidizing 75% of your installment when selecting/design a house, otherwise repaired inside the payment period, accounting getting cuatro.5% as well as 6-day EURIBOR, to your design: equal (50%/50%) contribution when selecting an apartment otherwise subsidizing 75% of involvement when purchasing/design a house, Representative of Ministry out of Fund Ivana Bilbilovska, said.