UPDATE: The lending company away from America Home loan Modification Class Step Lawsuit was overlooked to your . Top class Procedures tend to assist our people determine if a different sort of situation try recorded.

109 applying for grants Financial from America Category Action: Financial Adjustment Wrongly Denied

Excite know me as regarding it. I lost my family within the foreclosures in 2011 or 2012 variety. We experience the mortgage amendment process for many years in addition they explained to quit and make repayments at some point even if I became a couple months at the rear of after which I finished up dropping my personal home. I never got any notification on the people class action up against Financial out of The united states but I understand it was wrongful and additionally they was foreclosure and i lost in excess of $250,000.

Additionally the escrow equilibrium kept increasing which have assets assessment charges and you can late charge and you can pushed lender place insurance!

In which would I find aside more information on people productive laws serves to have Lender of The united states to possess foreclosures malpractices? My household is placed in foreclosure and you may short revenue inside the 2015 and pressed us to come in in order to Case of bankruptcy to keep them away from using the home. The irony from it is the fact I was working in brand new earlier in the day of the BOA and you will handled the new HAMP system.

We had been foreclosed into double this present year of the BoA. One another was basically rescinded. But BoA extra erroneous Property foreclosure charge and you will assets evaluation fees to our very own escrow membership. And we got an attempt several months bundle, generated the new costs plus more but BoA applied the percentage so you’re able to the latest escrow membership and you will told you we had been over one year early in the day due and you can don’t qualify for a loan modification. We sent in RMA software and you may docs more than 4 dozens minutes from 2010 so you’re able to 2017! Our app is shed otherwise try lost a web page, or the notary did not establish anything to the right line, or our very own credit rating is actually too reasonable simply derogatory situation on the our very own borrowing was indeed the 2 rescinded property foreclosure! We’d more twenty-six membership executives in the seven age! They cancelled our house citizens insurance rates 3 times! They terminated our Homestead! It lied on records published to new county tax assessor’s place of work! Inside the 2017 it transported servicing in our mortgage. New servicer takes on an identical games you to definitely BoA played. They foreclosed . The attorneys had a great TRO and you can filed inside federal court. Circumstances was overlooked for the . Foreclosure wasn’t rescinded, no take to of the attorneys! Let! We’re still living home https://www.elitecashadvance.com/loans/usda-home-loans/ based, however, anxiety eviction can happen in the future!

BOA is actually a genuine good article to put it mildly. Summary..they foreclosed to your all of us, much like the someone else have said. They kept claiming, they didn’t get all of our files, that individuals leftover overnighting by FedX (eight moments) Each time try something different. A web page try forgotten, They failed to discover one of several copies, it was not closed, etc. Then your finally denial try that our files wasn’t submitted when you look at the big date! Sleeping bunch of theives!

These are the most significant Lying SCUMBAGS !! Performed the same to help you all of us continuously experimented with assaulting them from inside the court for a long time but at the bottom we regrettably shed The house! If only you the best out-of chance! They are the Devil!

Financial from America called me personally and you may ideal undertaking an amendment. I got considered taking right out a good 401k mortgage and obtaining caught up but once they ideal carrying out an amendment one to sounded better to myself. They told you they will upload a modification package regarding the mail and i needed seriously to publish copies of all the most recent monthly bills, and you can evidence of income. Respond to most of the questions into the function, and you can facsimile everything you back to the brand new amendment institution. Any week I’d get telecommunications calls claiming they did not found money suggestions, otherwise newest expenses or something like that might have been missing to the function. The borrowed funds commission first started 2 months at the rear of and i submitted all of our fee. Week or so after I pointed out that one to percentage number is back to the savings account.